Small Trades Cooperative – Credential Catalog

Industry-standard ACDC credential types for the small-trades-cooperative ecosystem. Generated by /keri:design0-ecosystem. Schema fields define the ACDC a (attributes) block.


Credential Summary

ID Name Issuer Holder Verifiers Disclosure
trade_license Trade License licensing_board tradesperson homeowner, city, coop, inspector Selective
insurance_credential Insurance Coverage insurance ecosystem tradesperson homeowner, city, coop Selective
bond_credential Surety Bond surety ecosystem tradesperson homeowner, city Selective
background_check Background Check issuing agency tradesperson coop Selective
drug_test Drug Screening testing facility tradesperson coop Selective
safety_certification Safety Certification training provider tradesperson homeowner, inspector, city, coop Full
skill_level Skill Level Designation licensing_board / master_tradesperson tradesperson homeowner, coop, inspector Full
apprenticeship_attestation Apprenticeship Attestation master_tradesperson apprentice homeowner, coop, licensing_board Full
master_designation Master Designation licensing_board master_tradesperson all Full
coop_membership Cooperative Membership coop tradesperson homeowner, connector_service Full
coop_governance_framework Coop Governance Framework coop coop all Full
coop_registration Coop Registration licensing_board coop all Full
job_completion_attestation Job Completion Attestation homeowner tradesperson anyone (worker-controlled) Full
financial_responsibility Financial Responsibility financial institution homeowner tradesperson, escrow_service Selective
property_credential Property Ownership city/county homeowner tradesperson, city, inspector Selective
inspector_license Inspector License licensing_board / city inspector all Full
code_compliance_attestation Code Compliance Attestation inspector tradesperson city, homeowner Full
mediator_credential Mediator Credential arbitration body mediator all Full
mediation_ruling Mediation Ruling mediator contract parties escrow_service Contractual
escrow_contract Escrow Contract escrow_service homeowner + tradesperson mediator Contractual
escrow_release Escrow Release escrow_service tradesperson homeowner, coop, connector Selective
witnessed_recording Witnessed Recording device_attestor + recording party recording party mediator, inspector Contractual
hardware_attestation Hardware Device Attestation device_attestor device owner inspector, mediator Full
connector_registration Connector Registration coop / self-attested connector_service all Full

Credential Details

Trade License (trade_license)

Description: State-issued license to practice a specific trade (plumbing, electrical, HVAC, welding, carpentry, concrete, etc.). The entry floor — a valid license means you can work today, regardless of experience level.

Issuer role: licensing_board Holder role: tradesperson Verifier roles: homeowner, city_building_dept, coop, inspector Disclosure mode: Selective

Schema Fields

Field Type Required Description
trade_category string Yes Trade type (plumbing, electrical, HVAC, etc.)
license_number string Yes State-issued license identifier
jurisdiction string Yes State or jurisdiction of issuance
issue_date date Yes Date license was issued
expiration_date date Yes Date license expires
license_status string Yes Active, suspended, expired
restrictions string[] No Any restrictions on the license

Privacy Notes


Insurance Coverage (insurance_credential)

Description: Proof of liability insurance coverage and amount. Verifiers see coverage status and amount but not policy details, premiums, or claims history. Auto-expires when policy lapses — no more stale certificates floating around.

Issuer role: insurance ecosystem (interoperability bridge) Holder role: tradesperson Verifier roles: homeowner, city_building_dept, coop Disclosure mode: Selective

Schema Fields

Field Type Required Description
coverage_type string Yes General liability, professional, etc.
coverage_amount number Yes Coverage amount in dollars
policy_status string Yes Active, lapsed, expired
effective_date date Yes Policy start date
expiration_date date Yes Policy end date
insurer_name string Yes Insurance company name

Privacy Notes


Surety Bond (bond_credential)

Description: Proof of surety bond for larger jobs. Guarantees financial recourse if work is not completed. In the mature ecosystem, escrow may replace most bonding needs for smaller jobs.

Issuer role: surety ecosystem (interoperability bridge) Holder role: tradesperson Verifier roles: homeowner, city_building_dept Disclosure mode: Selective

Schema Fields

Field Type Required Description
bond_amount number Yes Bond amount in dollars
bond_type string Yes Performance, payment, license, etc.
surety_company string Yes Surety company name
effective_date date Yes Bond start date
expiration_date date Yes Bond end date

Privacy Notes


Background Check (background_check)

Description: Pass/fail background check. No underlying details disclosed — the credential says “cleared” not “here’s the report.” Issued once, held by the worker, verifiable by any coop without re-running the check.

Issuer role: issuing agency (interoperability bridge) Holder role: tradesperson Verifier roles: coop Disclosure mode: Selective

Schema Fields

Field Type Required Description
check_type string Yes Type of background check conducted
result string Yes Pass/fail
check_date date Yes Date check was conducted
valid_until date Yes Expiration date of the check
issuing_agency string Yes Agency that conducted the check

Privacy Notes


Drug Screening (drug_test)

Description: Pass/fail drug screening result. Disclosed to coop membership verification only — homeowners see “coop member” which implies the coop’s requirements are met. Worker controls further disclosure.

Issuer role: testing facility Holder role: tradesperson Verifier roles: coop Disclosure mode: Selective

Schema Fields

Field Type Required Description
test_type string Yes Type of screening
result string Yes Pass/fail
test_date date Yes Date test was conducted
valid_until date Yes Expiration date

Privacy Notes


Safety Certification (safety_certification)

Description: Job site safety training completion (OSHA 10, OSHA 30, trade-specific safety certifications). Full disclosure — there’s no reason to hide that you’re safety-trained.

Issuer role: training provider Holder role: tradesperson Verifier roles: homeowner, inspector, city_building_dept, coop Disclosure mode: Full

Schema Fields

Field Type Required Description
certification_type string Yes OSHA 10, OSHA 30, trade-specific, etc.
issuing_organization string Yes Training organization
completion_date date Yes Date training was completed
expiration_date date No Expiration if applicable
hours_completed number Yes Training hours

Privacy Notes


Skill Level Designation (skill_level)

Description: Apprentice, journeyman, or master designation for a specific trade. Issued by licensing board (formal path) or by a master tradesperson (mentorship path). Both are verifiable — the market decides which it values more.

Issuer role: licensing_board / master_tradesperson Holder role: tradesperson Verifier roles: homeowner, coop, inspector Disclosure mode: Full

Schema Fields

Field Type Required Description
trade_category string Yes Trade type
level string Yes Apprentice, journeyman, or master
attested_by string Yes AID of the attesting entity
attestation_date date Yes Date of attestation
years_experience number No Years in the trade

Credential Chaining

This credential chains from trade_license. The issuer MUST hold a valid, unrevoked trade_license credential. The edge block (e) of this ACDC references the chained credential’s SAID, creating a cryptographically verifiable provenance chain.

Privacy Notes


Apprenticeship Attestation (apprenticeship_attestation)

Description: Issued by a master tradesperson to their apprentice. Records scope of training, duration, and the mentor’s identity. Creates a verifiable lineage — who trained you, who trained them. The mentor’s reputation flows to the apprentice. Alternative to formal trade school path. Mentor stakes their reputation on the apprentice’s competence.

Issuer role: master_tradesperson Holder role: apprentice Verifier roles: homeowner, coop, licensing_board Disclosure mode: Full

Schema Fields

Field Type Required Description
mentor_aid string Yes AID of the mentoring master
mentor_name string Yes Name of the mentor
trade_category string Yes Trade type
training_scope string[] Yes Areas of training covered
start_date date Yes Apprenticeship start date
end_date date No End date (null if ongoing)
hours_completed number Yes Total training hours
competency_areas string[] Yes Specific competencies attested

Credential Chaining

This credential chains from master_designation. The issuer MUST hold a valid, unrevoked master_designation credential. The edge block (e) of this ACDC references the chained credential’s SAID, creating a cryptographically verifiable provenance chain.

Privacy Notes


Master Designation (master_designation)

Description: Recognized master-level practitioner in a specific trade. Issued by the licensing board. Authorizes the holder to mentor apprentices and issue apprenticeship attestations. In the mature ecosystem, a master with strong reputation becomes a trust anchor independent of institutional backing.

Issuer role: licensing_board Holder role: master_tradesperson Verifier roles: all Disclosure mode: Full

Schema Fields

Field Type Required Description
trade_category string Yes Trade type
designation_date date Yes Date master status was granted
years_in_trade number Yes Total years of experience
specializations string[] No Areas of specialization

Credential Chaining

This credential chains from trade_license. The issuer MUST hold a valid, unrevoked trade_license credential. The edge block (e) of this ACDC references the chained credential’s SAID, creating a cryptographically verifiable provenance chain.

Privacy Notes


Cooperative Membership (coop_membership)

Description: Active member of a specific cooperative. Implies the coop’s published membership requirements are met — background check, drug test, insurance minimums, whatever the coop demands. The coop’s brand and requirements ARE the value of membership. Worker presents this instead of individual screening credentials to homeowners.

Issuer role: coop Holder role: tradesperson Verifier roles: homeowner, connector_service Disclosure mode: Full

Schema Fields

Field Type Required Description
coop_name string Yes Cooperative name
coop_aid string Yes Cooperative’s AID
membership_date date Yes Date membership was granted
trade_categories string[] Yes Trade categories the member practices
membership_tier string No Tier level if coop uses tiered membership

Credential Chaining

This credential chains from coop_governance_framework. The issuer MUST hold a valid, unrevoked coop_governance_framework credential. The edge block (e) of this ACDC references the chained credential’s SAID, creating a cryptographically verifiable provenance chain.

Privacy Notes


Coop Governance Framework (coop_governance_framework)

Description: Public document of membership requirements and standards. The coop publishes this so homeowners can see what “member of XYZ Coop” actually means. Different coops have different requirements — this is how they differentiate. Premium coops demand more; budget coops demand the legal minimum. Both are transparent.

Issuer role: coop Holder role: coop (self-published) Verifier roles: all Disclosure mode: Full

Schema Fields

Field Type Required Description
required_credentials string[] Yes List of credential IDs required for membership
minimum_insurance_amount number Yes Minimum insurance coverage required
background_check_required boolean Yes Whether background check is required
drug_test_required boolean Yes Whether drug testing is required
minimum_skill_level string No Minimum skill level (apprentice/journeyman/master)
continuing_education_required boolean No Whether ongoing training is required
version string Yes Framework version number
effective_date date Yes When this version takes effect

Privacy Notes


Coop Registration (coop_registration)

Description: State or city registration as a legally recognized cooperative entity.

Issuer role: licensing_board Holder role: coop Verifier roles: homeowner, tradesperson, city_building_dept Disclosure mode: Full

Schema Fields

Field Type Required Description
registration_number string Yes State registration identifier
jurisdiction string Yes State or jurisdiction
registration_date date Yes Date registered
entity_type string Yes Cooperative, LLC, etc.

Privacy Notes


Job Completion Attestation (job_completion_attestation)

Description: The atomic unit of reputation. Homeowner attests that a specific job was completed by a specific tradesperson. Not a review — just a fact. Signed as part of contract close-out with zero extra effort. Friends and neighbors see it and ask for recommendations through the relationship, not through a platform. Workers accumulate these as portable, verifiable work history.

Issuer role: homeowner Holder role: tradesperson Verifier roles: anyone (worker-controlled) Disclosure mode: Full

Schema Fields

Field Type Required Description
job_type string Yes Category of work performed
job_description string Yes Brief description of the work
completion_date date Yes Date work was completed
property_type string Yes Residential, commercial, etc.
trade_category string Yes Trade category of the work
contract_aid string Yes Reference to the contract/escrow
escrow_released_clean boolean Yes Whether escrow released without dispute

Privacy Notes


Financial Responsibility (financial_responsibility)

Description: Proof that the homeowner can fund escrow for a given amount. Financial institution attests fundability without revealing bank balance, account details, or any other financial information. The tradesperson sees “escrow fundable to $X” — that’s it.

Issuer role: financial institution (interoperability bridge) Holder role: homeowner Verifier roles: tradesperson, escrow_service Disclosure mode: Selective

Schema Fields

Field Type Required Description
fundable_amount number Yes Maximum escrow amount the holder can fund
attestation_date date Yes Date of attestation
valid_until date Yes Expiration of the attestation

Privacy Notes


Property Ownership (property_credential)

Description: Proof of property ownership for permit and contract purposes. Issued by city or county records. Selective disclosure — prove you own the property without revealing purchase price or mortgage details.

Issuer role: city_building_dept (county records) Holder role: homeowner Verifier roles: tradesperson, city_building_dept, inspector Disclosure mode: Selective

Schema Fields

Field Type Required Description
property_address string Yes Property address
owner_name string Yes Name of the owner
parcel_id string Yes County parcel identifier
ownership_type string Yes Fee simple, trust, etc.

Privacy Notes


Inspector License (inspector_license)

Description: Authorization to inspect and attest code compliance. Issued by licensing board or city building department. In the mature ecosystem, private inspectors with this credential compete with city inspectors on speed and availability, breaking the inspection bottleneck.

Issuer role: licensing_board / city_building_dept Holder role: inspector Verifier roles: city_building_dept, homeowner, tradesperson Disclosure mode: Full

Schema Fields

Field Type Required Description
inspection_categories string[] Yes Types of inspection authorized
jurisdiction string Yes Jurisdiction of authority
license_number string Yes License identifier
issue_date date Yes Date issued
expiration_date date Yes Date expires

Privacy Notes


Code Compliance Attestation (code_compliance_attestation)

Description: Specific work items verified against building code schema. Inspector attests each item individually — electrical passed, plumbing passed, ventilation passed. City accepts the complete attestation set automatically when issued by a credentialed inspector. AI-assisted verification with hardware-attested images serves as first pass.

Issuer role: inspector Holder role: tradesperson (per-job) Verifier roles: city_building_dept, homeowner Disclosure mode: Full

Schema Fields

Field Type Required Description
permit_number string Yes Associated permit
inspection_type string Yes Electrical, plumbing, structural, etc.
code_section string Yes Building code section verified against
result string Yes Pass, fail, conditional
inspection_date date Yes Date of inspection
deficiencies string[] No Specific deficiencies if any
re_inspection_required boolean Yes Whether re-inspection is needed
inspector_aid string Yes AID of the inspector

Credential Chaining

This credential chains from inspector_license. The issuer MUST hold a valid, unrevoked inspector_license credential. The edge block (e) of this ACDC references the chained credential’s SAID, creating a cryptographically verifiable provenance chain.

Privacy Notes


Mediator Credential (mediator_credential)

Description: Authorization to mediate disputes in trade contracts. Issued by a recognized arbitration body or licensing board. Mediator selection happens before work begins — both parties agree in the contract.

Issuer role: arbitration body / licensing_board Holder role: mediator Verifier roles: homeowner, tradesperson, escrow_service Disclosure mode: Full

Schema Fields

Field Type Required Description
certification_type string Yes Type of mediation certification
issuing_body string Yes Arbitration body or licensing board
specializations string[] No Trade-specific specializations
issue_date date Yes Date credential was issued
expiration_date date Yes Date credential expires

Privacy Notes


Mediation Ruling (mediation_ruling)

Description: Binding ruling on a dispute. Triggers escrow release or reallocation. Contractual disclosure — only the parties, escrow service, and any appellate adjudicator see the ruling details. The existence of a ruling (and whether it was needed) may be visible; the details are not.

Issuer role: mediator Holder role: contract parties Verifier roles: escrow_service Disclosure mode: Contractual

Schema Fields

Field Type Required Description
contract_aid string Yes Reference to the disputed contract
ruling_date date Yes Date of ruling
ruling_summary string Yes Summary of the ruling
escrow_disposition string Yes How funds are to be distributed
amount_to_tradesperson number Yes Amount released to tradesperson
amount_to_homeowner number Yes Amount returned to homeowner
mediator_fee number Yes Mediator’s fee deducted from escrow

Credential Chaining

This credential chains from mediator_credential. The issuer MUST hold a valid, unrevoked mediator_credential credential. The edge block (e) of this ACDC references the chained credential’s SAID, creating a cryptographically verifiable provenance chain.

Privacy Notes


Escrow Contract (escrow_contract)

Description: Funds locked between contract signing and job completion. Defines release conditions, milestone schedule, mediator designation, and mediator fee. Both parties sign before work begins. Cross-ecosystem primitive — this pattern applies to any service contract.

Issuer role: escrow_service Holder role: homeowner + tradesperson Verifier roles: mediator Disclosure mode: Contractual

Schema Fields

Field Type Required Description
total_amount number Yes Total escrowed amount
milestones object[] No Milestone schedule with partial release amounts
release_conditions string Yes Conditions for fund release
mediator_aid string Yes AID of the pre-designated mediator
mediator_fee_percentage number Yes Mediator fee as percentage of escrow
dispute_deadline_days number Yes Days after completion to raise dispute
contract_date date Yes Date contract was signed
homeowner_aid string Yes AID of the homeowner
tradesperson_aid string Yes AID of the tradesperson

Privacy Notes


Escrow Release (escrow_release)

Description: Funds released — either clean close (mutual attestation) or mediated ruling. The release record shows outcome type but not amounts. A tradesperson with many clean releases has a strong reputation signal.

Issuer role: escrow_service Holder role: tradesperson Verifier roles: homeowner, coop, connector_service Disclosure mode: Selective

Schema Fields

Field Type Required Description
contract_aid string Yes Reference to the contract
release_type string Yes Mutual attestation or mediated ruling
release_date date Yes Date funds were released
clean_release boolean Yes Whether release was dispute-free

Credential Chaining

This credential chains from escrow_contract. The issuer MUST hold a valid, unrevoked escrow_contract credential. The edge block (e) of this ACDC references the chained credential’s SAID, creating a cryptographically verifiable provenance chain.

Privacy Notes


Witnessed Recording (witnessed_recording)

Description: Hardware-attested photo or video of work, timestamped, geolocated, and witnessed by KERI witnesses. Locked box — existence is known, content is encrypted, access requires credentialed adjudicator and dispute trigger defined in contract. The existence of the recording is itself a deterrent. Both parties can create witnessed recordings.

Issuer role: device_attestor (via attested device) Holder role: recording party (tradesperson or homeowner) Verifier roles: mediator, inspector (dispute only) Disclosure mode: Contractual

Schema Fields

Field Type Required Description
recording_type string Yes Photo, video, sensor data
capture_timestamp datetime Yes When the recording was made
geolocation string Yes Where the recording was made
device_aid string Yes AID of the attesting device
content_hash string Yes Hash of the recording content
access_conditions string Yes Conditions under which content can be accessed

Credential Chaining

This credential chains from hardware_attestation. The issuer MUST hold a valid, unrevoked hardware_attestation credential. The edge block (e) of this ACDC references the chained credential’s SAID, creating a cryptographically verifiable provenance chain.

Privacy Notes


Hardware Device Attestation (hardware_attestation)

Description: Certifies that a device produces authentic, unmodified media. Manufacturer or certifier attests to the device’s integrity. Enables the physical-to-digital bridge — without this, photos and videos have no cryptographic provenance.

Issuer role: device_attestor Holder role: device owner Verifier roles: inspector, mediator Disclosure mode: Full

Schema Fields

Field Type Required Description
device_model string Yes Device model name
device_serial string Yes Device serial number
manufacturer string Yes Device manufacturer
certification_standard string Yes Standard the device is certified against
certification_date date Yes Date device was certified

Privacy Notes


Connector Registration (connector_registration)

Description: Registration for a recommendation/matching service. Self-attested or coop-attested. Deliberately lightweight — connectors are optional, replaceable, and must not accumulate power over reputation data.

Issuer role: coop / self-attested Holder role: connector_service Verifier roles: homeowner, tradesperson Disclosure mode: Full

Schema Fields

Field Type Required Description
service_name string Yes Name of the connector service
service_type string Yes Matching, directory, community board, etc.
coverage_area string Yes Geographic area served
registration_date date Yes Date registered

Privacy Notes


Credential Dependency Graph

Lists chaining relationships between credentials in this ecosystem.

trade_license --> skill_level
trade_license --> master_designation
master_designation --> apprenticeship_attestation
coop_governance_framework --> coop_membership
inspector_license --> code_compliance_attestation
mediator_credential --> mediation_ruling
escrow_contract --> escrow_release
hardware_attestation --> witnessed_recording

Next Steps